Discover Your Auto Loan & Chevy or GMC Lease Options in Plymouth, IN
Most drivers who purchase a vehicle from Auto Park Chevrolet GMC choose to apply for financing to help make it more affordable. Both loan and lease options can greatly improve a vehicles affordability over time, and either may bring higher end vehicles into your budget range in Plymouth, IN.
Buying vs. Leasing - Which Payment Plan Works Best for You?
Before we help walk you through the financing steps to achieve the best possible payment plan, we must discuss an important decision - should you buy or lease? While some drivers may be able to purchase a vehicle with only cash, you will most likely need to purchase your vehicle with an automotive loan or opt for a lease for a shorter-term "rental" of the new model.
Buying is the right way to go if you prefer a more permanent way of owning your vehicle. You'll need to manage higher monthly payments, but you'll have total control of your vehicle once it's paid off. If you choose a lease, you can take advantage of smaller monthly payments by selecting a higher trim level of your preferred model. However, you'll need to return the vehicle to our dealership after a couple of years and return it to us. You'll be able to choose another model at that time.
There are benefits to buying or leasing your new vehicle - let our finance team walk you through your choices and ensure we get the right financial option to work within your budget!
The process for financing approval is a relatively simple one. While industry jargon can sound confusing, we stick to straightforward explanations. First, fill out the required fields on our online application. You'll need to have your personal, professional, and vehicle information on hand. When you're finished, submit the application.
Next, we'll check your credit and send your application information to our network of lenders. Don't sweat if you have a low credit score -- it's still likely you'll be approved for an auto loan. We can compare your loan opportunities to find the one that fits your budget and timeframe. With a low rate and affordable monthly payment, you can drive your new vehicle home to South Bend, Mishawaka IN or Warsaw IN with a smile.
If you don't plan on keeping your vehicle long and prefer lower monthly payments, you may want to consider leasing a new model. A lease acts similarly to a long-term rental, allowing you to operate the vehicle for a period of time in exchange for a monthly payment. At the end of the lease term, you can give the car back to the dealer or choose to purchase it.
Whichever route you choose, we'll work hard to make sure you get the best deal available. Any questions? Give us a call or visit our location at 2403 N Oak Drive.
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